Credit Insurance

With Atradius Credit Insurance you can trade with confidence and explore new markets or products, knowing that your business is protected against credit risk such as the insolvency of your customers.

Our Trade Credit Insurance helps protect you from losses that may be caused by the failure of a customer to pay an invoice through insolvency, or their refusal or inability to pay under the terms of a contract.

 

 

 

 

 

 

 

 

 

 

Life belt Atradius credit insurance

 

 

 

 

 

 

 

 

 

 

By assuring your cashflow with Credit Insurance, you may enjoy a range of benefits including:

  • increased access to finance, as we can provide your bank with the reassurances they need when extending finance to you
  • gaining a competitive advantage in your market through identifying opportunities as well as risks
  • a reduction in your bad debt provision and, in turn a healthier balance sheet
  • the confidence to seek out new markets and customers and benefit from the growth this may bring

 

Atradius helped us to grow our business step by step. We have provided a better service, been able to increase activity with old customers, and start business with new ones.

Credit Manager
Large Agriculture Company

One Credit Insurance policy, personalised options    

To keep things simple, we operate just one policy – Modula. Within this are a range of modules to suit your needs. Acting as ‘building blocks’ of cover, this allows us to create a detailed and bespoke policy for you, to reflect your individual trade exposures.

This can be particularly useful when operating several policies to cover your different customers or markets.

Modula allows for varying levels of risk and need between customers to be clearly identified and differentiated. Providing a single policy promotes standardisation and clarity, while the individual modules allow for a custom fit and a policy suited to each individual need.

Further benefits of our Modula system include:

  • Consistency across markets and languages – our multilingual underwriters and legal team ensure your policy is clear and promotes the same meaning in all languages
  • Transparency – your policy will only contain conditions that are relevant to you and will not be confused with jargon or conditions that need not apply
  • Easy online administration – you can manage your policy directly through our online system - Atradius Atrium - to quickly establish credit lines, notify us of claims, track progress and implement changes

 

 

Enjoy peace of mind with Atradius Collections – commercial debt collection is part of the policy

 

 

 

 

 

 

 

 

Meeting Atradius Credit Insurance

 

 

 

 

 

 

 

 

In addition to covering up to a maximum of 95% of bad debts, our Collections service is an integral part of your policy. This means that, for no additional cost, we will help you settle outstanding invoices through our network of Collections specialists throughout the world.

We work closely with you in negotiation with your customers in their language. We promote ongoing relationships with them where possible while recovering your debt.

 

Local expertise in local markets

Find out more about how we can support your Credit Insurance requirements in your local market.

 

 

 

 
Disclaimer, no warranties and exclusion of liability

Atradius disclaims any representations or warranties of any kind, whether expressed or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose of (INCLUDING BUT NOT LIMITED TO) any information contained on or provided via this Web Site and/or any service described or promoted on this Web Site, including warranties with respect to infringement of any patent, copyright, or other rights of third parties. Atradius shall not be liable for any injury, loss, damage or expense arising out of any access to or use of this Web Site or any site linked to or from this Web Site, including, without limitation, any loss of profit, indirect, incidental or consequential loss. Atradius furthermore shall not be liable for persons, property damage or especially direct, indirect, incidental, consequential, immediate or subsequent (pecuniary) loss. While Atradius has used reasonable efforts in maintaining a virus-free Web Site, it declines any liability for persons, property damage or especially direct, indirect, incidental, consequential, immediate or subsequent (pecuniary) loss which may result from transmission or downloading of computer viruses. Atradius cannot be held liable for hardware damage, loss of data, alteration of data, or downtime.