Credit insurance

Trade credit insurance from Atradius is a straightforward, cost effective and flexible way to ensure you get paid for goods and services you supply within the United States and abroad.

Atradius Credit Insurance helps protect your business against credit risks such as the insolvency of your customers. It is designed for use by small, medium and large businesses.

Increased access to finance, as we can provide your bank with the reassurances they need when extending finance to you
Support in defining your strategic pathway, through identifying opportunities as well as risks
A healthier balance sheet through a reduction in the need for bad debt provision
A safety net that provides you with further opportunities for growth, as it enables you to test new markets and products, safe in the knowledge that you’ll be protected against bad debt.

Consistency and transparency with an aligned policy structure

Our Credit Insurance is designed to be simple and effective. It operates within a single policy structure, Modula, which is designed to provide the flexibility to accommodate individual needs and trade exposures, while remaining consistent throughout the world. This can be particularly useful when operating several policies to cover your different customers or markets.

Providing a single policy promotes standardisation and clarity, while the individual modules allow for a custom fit and a policy suited to each individual need.

Benefits of our Modula system include:

Consistency across markets and languages – our multilingual underwriters and legal team ensure your policy is clear and promotes the same meaning in all languages
Transparency – your policy will only contain conditions that are relevant to you and will not be confused with jargon or conditions that need not apply
Easy online administration – you can manage your policy directly through our online system Atradius Atrium, you can quickly establish credit lines, notify us of claims, track progress and implement changes

Related Documents

What is Credit Insurance

2.185MB PDF

Video

Our customer service

Easy account management

You can manage your policy directly through our online system - Atradius Atrium - to quickly establish credit lines, notify us of claims, track progress and implement changes.

Commercial debt collection is part of the policy

In addition to covering up to a maximum of 95% of bad debts, our debt collections service is an integral part of your policy. This means that, for no additional cost, we will help you settle outstanding invoices through our network of collections specialists throughout the world.

One modula policy

Modula allows for varying levels of risk and need between customers to be clearly identified and differentiated. Providing a single policy promotes standardisation and clarity, while the individual modules allow for a custom fit and a policy suited to each individual need.

Monitor your portfolio with Atradius Insights

Atradius Insights is a sophisticated online analysis tool which can also be accessed via Atradius Atrium. Developed in close collaboration with our customers, it’s designed to help you easily identify risks, monitor your portfolio performance and find new business opportunities.

Trade and grow with confidence

Consistency and transparency with an aligned policy structure

Benefits of our Modula system include:

Our experts are here for you